New Initiative Allows Users to Block Debit Cards for Online Gambling

A new initiative launched on March 1, 2025, allows individuals to block their debit cards from being used on online gambling websites and applications. This voluntary card-blocking scheme, developed by the Irish Banking Culture Board in collaboration with member banks AIB, Bank of Ireland, and PTSB, aims to provide a crucial tool for those struggling with gambling addiction.

The initiative functions as a “switch” that can be activated to prevent all online gambling transactions. With approximately 90 percent of gambling occurring online and 99 percent of it funded through debit cards, the ability to block access at the source is seen as a significant step forward. Barry Grant, project manager at Extern Problem Gambling, an online support and counselling service, expressed enthusiasm for the initiative. He stated, “This is something that we’ve been pushing for and advocating for, for years. The blanket blocking is massive. Some of our service users would have dozens of online gambling accounts or apps, but they generally have one bank account. If you can cut it off at source, that’s massive.”

The new system comes in response to the growing concerns surrounding gambling addictions, particularly in the digital age where access is easier than ever. Currently, banks may allow customers to unblock gambling sites upon request, but this often includes a cooling-off period intended to curb impulsive decisions. This delay can be enough to let a fleeting urge pass, which is crucial for individuals seeking help.

Oisín McConville, a former All-Ireland winning footballer and ambassador for Gambling Care, highlighted the importance of this initiative. He noted that “ninety-nine percent of people that come forward for help as far as gambling is concerned are in crisis, financially and every other way.” By blocking digital access, McConville believes the initiative can assist individuals who might otherwise suffer in silence. “With gambling, it’s so hidden that the opportunity is not there for others to catch it early. I think this can help.”

As this initiative rolls out, its potential to make a meaningful difference in the lives of those struggling with gambling addiction remains a focal point of discussion among mental health advocates, financial institutions, and the public. The collaborative effort underscores a growing awareness of the need for responsible banking practices in the face of increasing online gambling participation.

The Irish Banking Culture Board and participating banks are optimistic that this new tool will empower users to take control of their financial health and well-being, marking a significant shift in how banking services can support those in need.